health Post

7 Things Shocking Things Not Covered By Health Insurance

Navigating the world of health insurance can be tricky, especially when certain services and treatments fall through the cracks. Even with comprehensive plans like HumanaCo supplement medicare plan b or medicare plan d, there are surprising gaps in coverage that can leave you footing the bill. Here are seven shocking things that might not be covered by your health insurance, along with some tips on what to consider when shopping for a plan. 1. Alternative therapies Many people turn to alternative therapies like acupuncture, chiropractic care, or herbal treatments for a more holistic approach to health. Unfortunately, most standard health insurance plans do not cover these types of treatments. While some plans might offer limited coverage, it’s essential to check the specifics. If alternative therapies are important to you, consider looking for plans that specifically include these services or offer discounts through wellness programs. 2. Cosmetic procedures Whether it’s a nip, tuck, or a little filler, cosmetic procedures are typically not covered by health insurance. These are considered elective procedures and are not deemed medically necessary. However, there are exceptions if a procedure is required for reconstructive purposes after an accident or illness. If you’re considering cosmetic surgery, it’s crucial to budget for these expenses out of pocket or look into specialized insurance plans that may offer some coverage for reconstructive procedures.